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How much does a funeral cost?

Key Takeaways

  • Funerals can cost anywhere between $7,000 and $12,000, depending on factors like the location, the type of service, and the merchandise chosen.
  • The type of casket can significantly affect the overall cost of a funeral, with metal caskets costing around $2,500 and premium caskets costing even more.
  • Cremations are generally less expensive than burials, with a cremation service costing around $6,971 and a burial service costing around $7,848 on average in the United States.
  • By planning ahead and shopping around for services and merchandise, families can save money on funeral costs and ensure that their loved one’s wishes are honored.
  • Finally, reducing the number of services and items included in the funeral, pre-planning, and budgeting for a funeral in advance, and considering more affordable burial options like immediate burial or cremation can also help families save money.
  • Related Resource: Best Life Insurance for Seniors

Planning a funeral can be an overwhelming task. Not only do you have to think about the arrangements for the service, but you also have to consider your budget. If you’re wondering how much a funeral costs, this blog post will provide some answers and helpful tips.

Overview of Average Funeral Costs

An overview of average funeral costs reveals that funerals typically range between $7,000 and $12,000. This cost includes the viewing, burial, service fees, transport, casket, embalming, and other preparation. A study finds that the median price of a wooden burial casket is $3,000 and for one made of metal is $2,500. The national median cost for a funeral with a viewing and burial is $7,848 and for a funeral with cremation is $6,971. In 2021, funerals with a viewing and burial cost around $7,848 on average while funerals with cremation cost approximately $6,971.

Cremations are generally cheaper since there is no need for a hearse and the cremation casket isn’t as expensive. Knowing these costs can help families plan more effectively while honoring their loved ones in a meaningful way.

Funeral Merchandise Prices

The national median cost for a wooden burial casket is $3,000 and the median price of one made of metal is $2,500. Additionally, urns to hold cremated remains can range from $50 to $2,000 or more depending on the material and size. Additionally, funeral homes typically offer a variety of other items like flowers, memorial keepsakes, and mementos that may add to the overall funeral costs. Planning ahead can help ensure that families are able to purchase everything they need without exceeding their budget.

Average Cost by State

In the United States, the average cost of a funeral and burial is $7,360 according to the latest data from the National Funeral Directors Association (NFDA). However, funeral costs can vary significantly depending on the state. For example, funeral costs in Hawaii are on average $14,975, which is significantly higher than the national average.

This cost includes viewing, burial, service fees, transport, casket, embalming, and other preparation fees. In comparison to a traditional full service burial which has an average cost of $7,553 or a full service cremation with an average cost of $6,219. Factors that influence funeral costs vary from location to location and can be affected by availability of funeral merchandise and services. It is important to consider these factors when planning a funeral and budgeting for associated expenses.

Factors That Influence Funeral Costs

The cost of a funeral is largely determined by the features and services chosen. Professional service fees, the type of casket and burial vault, transportation costs, embalming fees, and other necessary items can all add up. The further you are from the location of the funeral home, the higher the cost. The type of casket and burial vault that is selected can also affect the price. In addition to these expenses, there may be added fees if you are outside the funeral home’s service area.

The average cost of a funeral in 2023 is around $7,000 – $12,000 depending on the services chosen. Taking into consideration all that is involved in the process, from picking up the deceased to cremation or burial, it’s easy to see how expenses can quickly add up.

Planning Ahead for Funeral Expenses

Planning ahead for funeral expenses is an important step in ensuring that your loved one’s wishes are honored, and that you are able to provide them with the best service possible while staying within your budget. It is important to consider all costs associated with the funeral, such as the viewing, burial, service fees, transport, casket, embalming, and other prep. With the median price of a funeral running $7,500, it is important to plan for it like any other large expense.

Luckily, there are more options than ever before when it comes to cutting costs. Cremation costs slightly less since a hearse is not needed and cremation caskets are not as expensive. Pre-planning a service and paying in advance can also help avoid inflation or rising costs. The average burial costs between $5,000 and $10,000 as of this year. Knowing these numbers ahead of time can help you make more informed decisions about the type of service you would like for your loved one.

Types of Caskets and Their Prices

Caskets are a significant expense when it comes to funeral costs. They range in price from under $100 to over $3,000, with an average cost of $2,000 to $5,000. Metal caskets typically cost around $2,500, while premium caskets made of mahogany, fiberglass, wood and plastic can be much more expensive.

Rental caskets usually cost between $500 and $1,500. The size of the casket also affects the overall price, as standard exterior dimensions are generally 28” wide. It is important to consider the cost of a casket when planning for funeral expenses, as it can be one of the most expensive aspects of a funeral.

Finding Ways to Cut Funeral Costs

Finding ways to cut funeral costs can be a daunting task, but there are some steps that can be taken to reduce the overall expense. One of the first options is to compare prices from different funeral homes and ask for a General Price List (GPL) to compare services and merchandise.

Reducing the number of services and items included in the funeral can also help to save money. Opting for a funeral without a viewing or embalming, for example, can significantly reduce costs. Additionally, purchasing a casket from an outside source instead of from the funeral home can help save money. Medicaid or Social Security may also cover some of the funeral costs if the deceased was eligible. Finally, taking steps to plan and budget for a funeral in advance can help families avoid unexpected expenses in times of grief.

Tips for Planning the Perfect Funeral

Planning the perfect funeral doesn’t have to be expensive. With careful planning, you can ensure your loved ones have a respectful and meaningful send-off without breaking the bank. Researching funeral costs in advance and researching local cemeteries and funeral homes can help you compare prices and get the best deals. Shopping around for funeral merchandise like caskets, urns, and burial garments can also help keep costs down.

Additionally, considering more affordable burial options such as immediate burial or cremation can help save money. Finally, pre-planning your own funeral can help your family avoid any unnecessary financial burdens when the time comes. With these tips in mind, you can plan a beautiful and meaningful funeral that respects your loved one’s wishes without putting a strain on your family financially.

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Avatar photo About the author: David Krug is the CEO/President of PolicyPeak, a modern and tech-driven life insurance company. David noticed a gap in the market for personalized policies at an affordable price. He founded PolicyPeak in 2022 with the goal of simplifying the buying process for consumers and offering policies tailored to their unique needs.