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Dayforward Life Insurance Review

Dayforward‘s life insurance is different from anything else on the market right now. It’s possible to get an initial lump sum, and then monthly payments for a certain amount of time, often until the beneficiary reaches the age of 21.

In the case of your death, it offers financial protection for your children. Annual decreasing term insurance is comparable to this insurance since your monthly premium will never change. As your children become older, the value of your insurance coverage diminishes.
To ensure that your children receive a specific amount of money in the event of your death, you should purchase a normal term life insurance contract. It’s possible that this solution won’t be suitable for everyone. Perhaps you should reevaluate your options in such a scenario.

While Dayforward, a new insurance provider with coverage only available in Texas, will soon be available to the rest of the country, clients will have to wait for the while. No complaints or reviews have been posted by JD Power or AM Best because it was only formed in 2021 and has only started gathering data for JD Power. It is therefore more risky to purchase an insurance policy from Dayforward since its financial stability and customer satisfaction scores have not been thoroughly examined.

Dayforward only provides term life insurance

Dayforward Life Insurance Review - Dayforward Life Insurance Logo

Dayforward, on the other hand, only offers term insurance, which means that it only pays out a single lump sum if you die.

You’ll be given a $10,000 lump sum payout to cover your funeral costs and any unexpected expenses when you die. As a result of the insurance, you’ll get a reimbursement every two months to help make up for any missed wages. The beneficiary’s legal guardian receives benefits on the minor’s behalf.

Coverage for salaries ranging from $12,000 to $500,000 is available in policies lasting between 10 and 27 years. When your term is up, your monthly premium will stay the same unless you have more children or earn more money.

Life insurance rates of Dayforward

Dayforward’s prices are clearly stated. The monthly charge for each policy is $5, and it is already included in the entire price. The cost of insurance coverage varies depending on your age and health, the pay level you want to replace, and the length of time you want your youngest child to be covered under your policy.

This is an example of what you may expect for the price of a home for a 30-year old spouse and their 5-year-old child.

  • Male. Child up to 21 years old $17 per month, Child up to 26 years old $23 per month
  • Female. Child up to 21 years old $14 per month, Child up to 26 years old $18 per month

Various elements have an effect on your rates

You’ll be questioned about your annual income and how healthy you are on average when you apply for Dayforward. Because Dayforward is an income replacement policy, it will not cover you for an amount larger than your monthly salary.

Smoking, drug use and alcohol intake are some of the more detailed medical questions that must be asked in order to qualify a person for an insurance policy. A criminal and driving record from the last 10 years will also be required in your application. Depending on your level of risk, your insurance rates will climb accordingly.

How to acquire a Dayforward quote?

You’ll get a price quote in 10 minutes after answering a few medical questions on Dayforward’s website.

Send us an email with the following details:

  • Date of birth.
  • Gender.
  • Annual income.
  • Youngest child’s birthdate.

Does Dayforward require medical testing?

Dayforward will get in touch with you through phone or email if more information or testing is required for coverage. Dayforward will organise a blood and saliva collection appointment for you if you answer questions over the phone.

If Dayforward receives your replies or test results, you should expect to hear back within 24 to 48 hours about the status of your application.

What riders can I add to my life insurance policy?

Each Dayforward life insurance policy includes two free riders to help you stay up with your growing family and income.

  • The rider is a child. You should include your children in your life insurance policy as soon as they are born.
  • Rider for income. You can both enhance your coverage and your compensation by providing proof of income.

Adding more income or children to your insurance will result in an increased premium being charged by Dayforward. These two add-ons and any further underwriting are not required.

You can have a Dayforward policy and traditional life insurance

You have the option of purchasing a standard life insurance policy from another company in addition to your Dayforward coverage. A Dayforward policy can be added to your employer’s insurance or any other coverage, such as one from Dayforward.

How can Dayforward deny my claim?

Claims can be refused in two situations, according to Dayforward’s advertising:

  • Deception in the process of purchasing or insuring an insurance
  • The first two years of the policy’s existence saw a suicide.

Pros and cons of Dayforward life insurance


  • Life insurance that’s easy to understand. Dayforward offers customers the option of purchasing a single-term policy.
  • The length of the contract is entirely at the discretion of the client. Dayforward policyholders can choose from a variety of options. If it’s more convenient for you, you may extend your coverage until your youngest child becomes 18, 21, or 26 years old.
  • Monthly payments are divided into two equal parts. Dayforward has devised a means to deliver a $10,000 cheque immediately. Payments are then made every other week to mimic a payroll schedule.
  • Self-propelled cyclists and motorcyclists. With Dayforward, you don’t have to worry about adding riders to your policies anymore.


  • This is a whole new venture. Dayforward was created in 2021, hence there is no prior customer satisfaction or claim payment history for the company.
  • Texans are the only ones who can get their hands on it. Texans are the only ones eligible for Dayforward’s insurance at the moment.
  • So far, no one has assigned a star rating to Dayforward. Due to their youth, Dayforward has not yet been given a BBB or AM Best rating.

Dayforward life insurance reviews and complaints.

A company called Dayforward was founded in the year 2021. There are no complaints or reviews on Trustpilot or the BBB. In contrast, Munich Re, an AM Best A+ rated business, insures Dayforward programs. Future claims are more likely to be paid out as a result of this.

Visit our review of Colonial Penn Life Insurance Review for one more insurance review.

Discover How Much YOU Can Save on Life Insurance

Our customers save as much as 35% compared to traditional life insurance offers…

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Avatar photo About the author: David Krug is the CEO/President of PolicyPeak, a modern and tech-driven life insurance company. David noticed a gap in the market for personalized policies at an affordable price. He founded PolicyPeak in 2022 with the goal of simplifying the buying process for consumers and offering policies tailored to their unique needs.