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Everyday Life Insurance Review

Here’s our Everyday Life Insurance Review for you. The term life insurance market is currently being sold online by a number of fintech startups, including Everyday Life. No other online brokerage promotes or quotes a laddered investing plan.

What affects my rate with Everyday Life insurance?

Everyday Life Insurance Review - Everyday Life Insurance Logo

Insurance companies that Everyday Life partners with are known for their competitive pricing. Specialized partners include those that cater to certain groups such as the elderly, smokers, and people who have pre-existing medical conditions.

To be qualified for the highest rate class, you must meet the following requirements:

  • Health. Having low cholesterol, appropriate blood pressure, and a good height-to-weight ratio are all factors that contribute to a low rate. The insurance provider also requires that your parents and siblings be clear of cardiovascular disease before the age of 60.
  • Record of a driver’s license. Because of your clean driving record and no more than three minor traffic violations in the past two years, you may be qualified for the cheapest rates.
  • Substance abuse is prevalent. For the last decade, you’ll need to show that you haven’t utilized illegal substances or alcohol.

How to get a quote from Everyday Life insurance

About five minutes later, you’ll know whether or not you’re eligible for insurance coverage and how much it costs. Complete the following steps on the Everyday Life site:

  1. Start by clicking the Get Started button on the main page.
  2. Indicate the ages and work status of any dependents you have.
    Please fill out the following information: gender, age, and general health.
  3. Your gross monthly income, as well as any savings or debt you may have, should be taken into account.
  4. In the system, you may choose the length of the term and the level of coverage to suit your needs. First, the system will provide a customized coverage plan and pricing estimate. You may proceed with your application if you’re pleased with the estimate by clicking Next.
  5. Enter your name and email address in the areas given to save your work.
  6. What questions will you be asked about your height and weight? Your family medical history? Your smoking habits? Your driving history?
    After that, you’ll receive a new quote and be required to enter your phone number and ZIP code into a new form.
  7. A link to an online application will be emailed to you when Everyday Life has approved your request.

What types of life insurance coverage does Everyday Life offer?

An online broker called Everyday Life offers term life insurance policies from a variety of providers. This company’s needs-based approach to life insurance allows you to stack several life insurance plans to meet your financial demands. In this case, your term insurance plans will expire at the same time as your financial obligations.

For example, imagine having a mortgage with young children and college loan debt. Depending on the type of insurance you purchase, your debt may be covered for 10, twenty, or even thirty years. While your insurance benefits will diminish with time, your loved ones will be provided for financially, regardless of when you pass away.

Everyday Life insurance reviews and complaints

Everyday Life has a BBB A+ rating and a TrustPilot A rating as of October 2020. Several consumers have expressed their satisfaction with the service and ease of use of the website.

For another insurance review, visit our review of Ethos Life Insurance Review.

Discover How Much YOU Can Save on Life Insurance

Our customers save as much as 35% compared to traditional life insurance offers…

Compare Quotes →

Avatar photo About the author: David Krug is the CEO/President of PolicyPeak, a modern and tech-driven life insurance company. David noticed a gap in the market for personalized policies at an affordable price. He founded PolicyPeak in 2022 with the goal of simplifying the buying process for consumers and offering policies tailored to their unique needs.